Debts, Death and Taxes

Today’s issue of the Philippine Daily Inquirer published a column with the heading “Delay in corporate income tax cut looms; Congressmen want relief for individuals instead”. This news, as for me in the corporate taxation field, could only shake my head in disappointment. With all the mounting rise in costs of business, the reprieve that a lowered corporate tax would have meant the much needed help for thriving businesses especially those in the export industry. A break on the 35% income tax on corporations would have meant lowered prices for products and services or such savings could have been shifted to employee salary increase.

On a personal note though, this news brings joy to salary earners as there is a pending proposal in Congress that additional personal deduction be raised from Php.32,000, for married individuals, to Php.75,000 each. In a lot of ways, this would help families. This will therefore lower the taxable income of married individuals which directly will increase net take home pay as this would then require lower monthly withholding taxes. This is great help especially those whose salaries would even be not enough to provide the basic needs of the family. Among which would mean bigger budget for food on the table, a more stable budget for savings, or a wider source for funding to pay up Homeowner Loans. Hopefully this would see the light of a addendum to the present tax laws. The citizens have long been waiting for this news and it would be about time.

Moving from the World to Cebu

I have all been a Cebuano all my life. All things being equal, there would be nothing like the Queen City of the South, I know the place like the palm of my hands. But I have never been a Cebu-based Cebuano all the time. I have spent around 5 years in Lilo-an, Southern Leyte but still with the summer vacations spent in Cebu.

I was born in Cebu City. All the way from conception up to the pre-natal months, I lived outside of Cebu City. But as my mother's compulsion, being a 100% Cebuana herself and to deliver her first born son in a place she had known all her life, went back to Cebu City. Thinking about it, it was like my mom being in a basketball finals game 7 and she just wanted to play in her hometown. And it was hometown indeed. Her gynecologist was her close friend, who by the way was the reason for my unique second first name, and is my godmother. There was no place she could think of where she can be comfortable with the delivery but only in Cebu City Map. It was only then that I was two months old that we went back to Leyte and after 5 five years finally decided to head back home, to Cebu City home.

Moving from one place to another takes a lot of one's time, energy and resources. There comes the decision of looking for a permanent mls real estate or homes for rent. Buying the permanent relocation real estate property will be a lifelong decision and thus be decided with so much care. On the other hand, renting a place while could be an option which also has to be done with a lot of consideration.

I have never been back to Leyte since we left for good. I could even recall wonderful and joyful experiences there. Perhaps one of these days, I shall find a way to visit the place. Leyte has been a part of me and a help that I realize the value of being at home. Being with people you share your joys, sorrow and dreams with. Dreams for a better Cebu City for my family.

Getting Ahead of the Race

When I was young, one of the favorite activities during sundays was groceries shopping with my mother. It was not because I would be able to choose more junk foods than my younger siblings who were more often left at home as junk foods would be for the family not only intended for one. It was the goodies being offered for free by either promo girls or mascots.

Being in the field of Business and Finance, I realize how important it is for product visibility. Especially for a product which is a new entrant to a market, it has to penetrate the customers with aggressiveness so as to be known at the fastest time possible. One of the ways to do this activity is through promotional items. Products may be introduced to the market together with an item that pushes a consumer more to buy it. A new toothpaste brand may be packed with a toothbrush so as to entice the consumer to try the product. Another strategy may be done through a product or brand launching where the new item may be packed as giveaways or promotional gifts to suppliers, company patrons and valued consumers to make them aware and try the product.

Promotional products sprout very so often so it is a must that these product launch activities be handled by professionals. It is very important that products project the company's vision and culture and at the same time deliver the effectiveness and efficiency expected by consumers. But beyond promotional items products should address the need of a consumer on a more innovative way, for a newly launched product to succeed and this may be done with the help of public relations experts.

Connecting to the Blogging Community

In today's age, the world have been closer by the day. Though not physically as it still takes the same "x" kilometers to travel from home to destination but reaching it have all been easier. Technology have given each one of us a wider range of means to reaching-out to people yet at the comfort and time we wish. With emails, online social networking, Voice Over IP, instant messaging, mobile communications, there are varied ways to choose and only one's resourcesfullness is the limit to how one can take advantage of these tools. Online diaries, which we all know as Blog, have developed into quite an interesting tool over the years. It has evolved from being a personal expression tool to now a varied ways of connecting to people especially to friends.

I have joined PayPerPost as this gives me more opportunities to write something which I am passionate about. It gives me the drive to better my niche on online business blogs and ups the ante on weblogs. I have been yearning for about sometime of when I could join the payperpost community and join thousands of bloggers talk about stuff they feel confident about and expresses more the ideas of what their blogs would want to represent. Being a CEBUANO BLOGGER makes me be open to the marketplace of the world and connects me to the world of blogging.

This is the beauty that I see on PayPerPost and have enticed me to join the community of review blogging.

Spending Time

So today is valentines day. Now what? There are actually quite a lot of things that people do to celebrate valentines day. Most of whom celebrate it by having dinner with a loved one. That is the reason a lot of restaurants consider valentines day as a very busy day. But of course, couples would definitely want to spend time in a romantic ambience and restaurants simply cater to that need.

In these days and age though, a lot of people want to spend valentines day in a unique experience. What better unique way to spend valentines day by sharing it in a casino. Where and how to spend it may be planned ahead by online casino reviews sites. For those who prefer to spend time on a much exclusive place and decide to spend valentines day on their homes, some may even play online casino games and share the thrills and excitement. And spend the night away with an undivided attention with your special someone. Who knows, lady luck must be her - right by your side. Fun and excitement

CEBU CITY MAP to Business: Vogue Cebu, vogue!

I attended a forum related to Philippine economy and an emphasis on Cebu City Map to business scenario last week, where one of the speakers talked about finding the innate ability of an individual. By knowing a person's innate strength, that innate capability will be the person's investment to whatever venture he/she gets into. In as much as a businessman knows his market, that businessman must also know himself to drive whatever passion he has for business.

There are a few things I am passionate about which I think I could contribute Online to Cebu City Map to business. I am very much fond of technology, perhaps because I find it as another medium of artistic expression. Take for example digital photography where even inanimate objects are brought to life. I have seen a few pages of the coffee table book entitled "Cebu - Pride of Place" and I find it beautiful. It shows Cebu's richness in culture and diversity yet perfectly intertwined.

I have been yearning to study photography for quite a long time now and this year may just be the time to start it. With the occasional travel that I do through work, this hobby could be a great mixture. This could already be it, I can feel the shutter in my fingers ever more closely than before. So Cebu, prepare for the poses as I may be nearing you. Who knows, I might just be contributing to Cebu City Map to business and it’s Online presence.

CEBU’s Photo Perfect

CEBU has a lot to offer to artists which I think is the reason why I have been captivated by art more. If some call themselves frustrated singers, frustrated basketball players, then I could call myself a frustrated artist. What captivates me with artistry is not only the sense of freedom that it gives but beyond it is ability to convey itself a message through a medium other than words.

I have some friends in the Information Technology industry, some in Advertising and some in Marketing. The innate perks I see on their job is that it allows them to be an artist. My friends in the who are into website development clearly is able to exhibit art in the designs they deliver to clients, so do also with those in Advertising and Marketing.

ACCOUNTING is rather more science than art. Perhaps the interpretation of certain transactions gives one a sense of independence as to its treatment, but bottom-line is that accounting laws be foremost considered. More than ever, ACCOUNTING policy making and interpretation have been ever more stringent following corporate collapse of mammoth business organizations in the past few years. It has even anchored more of itself on its conservative nature though have been responsive to the present demands of business, even in the local CEBU arena.

These I believe is what has driven me to blogging. Perhaps, my eccentricities have long been tamed enough that it looks for ways to manifest itself. In as much I love and enjoy the cubicle adventures of a corporate warrior, the artistic adventurer also wants a piece of my identity. I have for so long been at awe of visual art, specifically photography, in its ability to give objects a chance to project itself beyond what it is. These are the sides of my personality coin, I suppose and CEBU’s treat of sceneries and culture is just waiting for me to take the plunge.